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Personal tax

Personal tax

Personal tax advice shaped around you

You, your goals, and your circumstances sit at the heart of effective personal tax advice. We work with individuals, families, family businesses, and investors to put the right tax structures in place to support your personal ambitions and long-term business success.

As tax rules become increasingly complex, we help you stay compliant while making the most of available reliefs and allowances. Our role is to guide you through the detail, minimise tax liabilities where possible, and keep commercial realities firmly front of mind.

We take the time to listen and to truly understand both the business and the people behind it.

Get advice that works for you

Inheritance tax

Preserving wealth for the next generation involves navigating the UK’s most complex tax system. We specialise in structures to provide tax efficiency, protection against external risks and peace of mind that your finances are working towards your family’s goals.

Private client services

Managing your wealth requires precision, compliance and a global perspective. It blends tax planning and advice with residency considerations to create a proactive strategy that simplifies your financial life and ensures your tax profile is as efficient as possible.

Business owners' taxes

Sole trader, partner, director: either way, your business and personal finances are inextricably linked. We act as your strategic partner, listening to your aims so that every pound you earn works towards your goal.

Property and real estate taxes

Property investment in Scotland requires a specialist understanding of the devolved tax regime. Whether you're a private landlord or a commercial developer, we can help with compliance in a complex area of taxation and advice on how to structure and complete property transactions.

International tax

If you work or move between countries, we can advise on the tax implications of your movements and assets.

Investments

We can advise on the full picture, providing tax advice for investments as well as identifying tax efficiencies and reliefs like SEIS and EIS.

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Video icon CT are very professional, knowledgeable and approachable. Their online portal streamlined our audit and was very easy to navigate. As our audit progressed CT did an excellent job of keeping us informed.
Video icon CT provided a professional, responsive and approachable audit and corporation tax service, and I would have no hesitation in recommending this service to others.
Video icon I have used CT for personal taxation services for over 10 years. Their attention to detail and communication of complex points have been key to the strong ongoing relationship. My affairs are handled in a very tax efficient manner. They give me confidence that my tax filings are accurate.
Video icon We have now had two audits completed by CT and both have gone smoothly. Good team to work with, professional and knowledgeable.
The Team

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Resources

Practical guidance you can access anytime.

Explore our collection of articles and downloadable resources.

Content hub

18 August 2026 Tax changes ahead: summarised consultations published by HMRC Learn more
24 July 2026 HMRC error correction proposals: what the new rules could mean for taxpayers Learn more
08 July 2026 Capital allowances on large infrastructure projects Learn more
08 July 2026 Gifts out of excess income: why ‘normal expenditure’ matters Learn more
29 June 2026
What could a new Prime Minister mean for UK tax policy?

(PDF | 197.64 KB)

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09 June 2026 US pension lump sums and the “saving clause”: what has changed? Learn more
14 May 2026 Making Tax Digital for income tax: HMRC encourages registration Learn more
07 May 2026
The Trust Registration Service - Registration

(PDF | 436.98 KB)

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07 May 2026
The Trust Registration Service - Updating the Register

(PDF | 438.13 KB)

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30 April 2026
Scottish election 2026 tax policies

(PDF | 206.60 KB)

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07 April 2026
Transaction tax advice

(PDF | 611.64 KB)

An overview into transaction tax advice.

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06 April 2026
Property taxes

(PDF | 968.78 KB)

An overview into property taxes.

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Explore more
Inheritance tax Learn more
High Growth Businesses Learn more
The Budget Learn more
Charities Learn more
Making Tax Digital Learn more